Pracownicze Plany Kapitałowe w praktyce. Opłacalność programu — jego główne wady i zalety

Abstrakt

Employee capital plans in practice. The program’s profi tability — its main advantages and disadvantages

The aim of the article was to present the basic assumptions of the Pracownicze Plany Kapitałowe program and to draw attention to the issue of its success and profi tability for future pensioners. This program advertised as a pro social one by the ruling party in fact may not be one. The article tried to fi nd the answer to the question of what are the intentions of the government and what the main purpose of the program is. Is it aimed at fi nancial security for future pensioners or at feeding the declining fi nancial market? So far, attention was drawn to the main advantages and disadvantages of this program, analyzed from the point of view of “who will benefi t the most from it.”