The next, 36th volume contains texts written by students and PhD students, which were presented during the 18th International Student Scientific Conference Economics and the Challenges of the 21st century organized by the Institute of Economic Sciences and the Scientific Circle of Economists on December 19, 2020. The conference was attended by 49 speakers from 11 centers in Poland and 12 from other countries: India, Ukraine, Algeria, Nigeria, Malaysia, Philippines, Pakistan, Slovenia and Indonesia, among others. The issues discussed by the authors touch upon the emerging problems of 21st-century economy both from the social, financial and legal point of view.